Protect Your Retained Profits

You worked hard, You built your business, You kept all your profits in the business, thinking that it’s safer to do so. Unfortunately, you are wrong.

You leave your retained profits exposed, vulnerable to lawsuits, exposed to creditors, entangled into divorces.

Your retained profits are more than just “leftover earnings.” They’re your sweat equity, your buffer against downturns, your ticket to expansion, and often, your family’s future.

Here’s how you can protect your retained profits:

• Ring-fence them with holding company
• Transfer into a trust for generational protection
• Reinvest through tax-efficient structures
• Use them for buy-sell agreements or business succession
• Convert them into insurance-backed reserves

Protect what you’ve built before you scale further.

Don’t wait for a crisis to realise you’re exposed. Be strategic, legal and intentional. Start thinking beyond P&L. Think legacy.

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